Finding a home can become one of the greatest experiences of being an American. That said, we all have heard about the rash of foreclosures saturating the market. Take a few moments and discuss with your realtor or lender about how much you expect to be able to pay on a monthly basis, not just now, but in the future. Consider things such as job loss and having a growing family. Today, expenses seem to keep multiplying and they do so even faster than most of our incomes will grow.
Home ownership is still a solid investment, but it is time to get back to basics. Save for a down payment, find a good agent you feel comfortable with, and ask the tough questions. First-time home buyers should be extra careful in selecting an agent who specializes in helping their specific market.
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